{"id":14182,"date":"2024-07-24T16:19:14","date_gmt":"2024-07-24T16:19:14","guid":{"rendered":"https:\/\/nhcoa.org\/es\/?p=14182"},"modified":"2024-07-24T16:53:15","modified_gmt":"2024-07-24T16:53:15","slug":"new-study-medicare-part-d-low-income-subsidy-plans-are-eroding-with-more-than-half-of-enrollees-paying-premiums-today","status":"publish","type":"post","link":"https:\/\/nhcoa.org\/es\/new-study-medicare-part-d-low-income-subsidy-plans-are-eroding-with-more-than-half-of-enrollees-paying-premiums-today\/","title":{"rendered":"New Study: Medicare Part D Low-Income Subsidy Plans Are Eroding with More Than Half of Enrollees Paying Premiums Today"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/nhcoa.org\/es\/wp-content\/uploads\/2024\/07\/Blog-header-2024-07-24T101344.711-1024x576.png\" alt=\"\" class=\"wp-image-14183\" style=\"width:550px\" srcset=\"https:\/\/nhcoa.org\/es\/wp-content\/uploads\/2024\/07\/Blog-header-2024-07-24T101344.711-980x551.png 980w, https:\/\/nhcoa.org\/es\/wp-content\/uploads\/2024\/07\/Blog-header-2024-07-24T101344.711-480x270.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-78e9a025b55edf960759bf0c5361d5ec wp-block-paragraph\" style=\"font-size:15px\"><strong>WASHINGTON (July 24, 2024) &#8212;<\/strong> The Inflation Reduction Act (IRA) has sped up the erosion of the low-income subsidy (LIS) plans offered under Medicare Part D, leading to the largest decrease to date in zero-dollar premium plans available for low-income seniors and individuals with disabilities.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-b6d5272357ae036d57fb664f92c05619 wp-block-paragraph\" style=\"font-size:15px\">The LIS program allows Medicare beneficiaries with limited incomes and assets, defined as an income of about $22,500 in 2024 for a single individual and about $30,500 for a couple, to enroll in zero-dollar premium Part D plans known as &#8220;benchmark plans&#8221; to help them access their medicines.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-403254550e983e915a0ceac692bab9c2 wp-block-paragraph\" style=\"font-size:15px\">According to a recent Avalere study, sponsored by the National Hispanic Council on Aging, the number of these LIS plans with zero-dollar premiums decreased by over one-third in the past year.<a href=\"#_ftn1\" id=\"_ftnref1\"><sup>[1]<\/sup><\/a> As a result, more than 1 million more low-income seniors and people with disabilities are now paying premiums, amounting to more than half of all LIS enrollees in 2024.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-0e3bf6150c66d7bf6f93c429df4cb022 wp-block-paragraph\" style=\"font-size:15px\">&#8220;It&#8217;s alarming that Part D plans that are premium-free to Part D enrollees receiving the low-income subsidy are disappearing,&#8221; said Dr. Yanira Cruz, president and CEO of the National Hispanic Council on Aging. &#8220;Nearly 13 million Americans count on the Low-Income Subsidy Program to furnish them with affordable drug coverage. The Centers for Medicare &amp; Medicaid Services (CMS) must ensure that implementation of the IRA does not contribute to low-income beneficiaries losing access to low-cost, zero-premium drug plans.&#8221;<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-6bb1783fdc33fba305ac8951ba5a657a wp-block-paragraph\" style=\"font-size:15px\">Avalere investigated the availability of zero-dollar premium plans &#8212; and found that the number of plan options has been declining. The number of benchmark plans decreased by 15% on average between 2020 and 2024, but fell 34% between 2023 and 2024.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-6acfdd97d26171c8588106eb6522faf6 wp-block-paragraph\" style=\"font-size:15px\">The dwindling availability of zero-dollar premium plans may have negative consequences for public health, given that older, low-income adults are more likely to have health problems that could be managed with medication, including diabetes and heart disease.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-8b353cb60c7b0307bc2011fb2c56b316 wp-block-paragraph\" style=\"font-size:15px\">The decline of zero-dollar premium plans has hit beneficiaries from marginalized communities particularly hard. One in five Black beneficiaries and about one in six Hispanic beneficiaries rely on the program for drug coverage.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-4bcfb77a3a6f1b6cd226fe4282fcfd2e wp-block-paragraph\" style=\"font-size:15px\">In recent years, changes in the landscape and availability of plans, broader Medicare enrollment patterns, and other policy rules have shifted enrollment patterns of LIS enrollees. More recent policy and market changes have led to fewer LIS benchmark options in 2024 and more LIS enrollees paying premiums for their Part D coverage. As the most significant Inflation Reduction Act Part D benefit changes go into effect in 2025, the potential for even larger changes in plan offerings and enrollment are likely to have important access and affordability implications for LIS enrollees.<a href=\"#_ftn2\" id=\"_ftnref2\"><sup>[2]<\/sup><\/a><\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-7ab55a3df2d1f1949d50459545a2f9de wp-block-paragraph\" style=\"font-size:15px\">&#8220;Millions of Americans are only able to access life-saving medication because of the Low-Income Subsidy Program,&#8221; Dr. Cruzsaid. &#8220;CMS has a responsibility to ensure the most vulnerable beneficiaries have access to their vital medications. They must not be collateral damage in the IRA&#8217;s transformation of the Part D program.&#8221;<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-e552ef2ce4eb31c516a6a98185481cd9 wp-block-paragraph\" style=\"font-size:15px\">###<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-bc94ec4e0a2058102ab8056e0d228af3 wp-block-paragraph\" style=\"font-size:15px\">To schedule an interview with Dr. Yanira Cruz, president and CEO of the National Hispanic Council on Aging, please contact Christine S. Perez at 202-347-9733 or <a href=\"mailto:nhcoa@nhcoa.org\">nhcoa@nhcoa.org<\/a> .<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-f248257fb3446c0466ce37f713dc608a wp-block-paragraph\" style=\"font-size:15px\"><strong>About the National Hispanic Council on Aging<\/strong><\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-19c977129177f50e614bf43ed1a8d2f9 wp-block-paragraph\" style=\"font-size:15px\">The National Hispanic Council on Aging (NHCOA) is the leading national organization working to improve the lives of Hispanic older adults, their families and caregivers. For more information, visit <a href=\"https:\/\/nhcoa.org\/es\">nhcoa.org<\/a>.<strong><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><a id=\"_ftn1\" href=\"#_ftnref1\">[1]<\/a> Avalere analysis [<a href=\"https:\/\/avalere.com\/insights\/more-low-income-subsidy-enrollees-pay-part-d-premiums-in-2024\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/bit.ly\/4bWDuju<\/a>].<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a id=\"_ftn2\" href=\"#_ftnref2\">[2]<\/a> Avalere analysis [<a href=\"https:\/\/avalere.com\/insights\/more-low-income-subsidy-enrollees-pay-part-d-premiums-in-2024\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/bit.ly\/4bWDuju<\/a>].<\/p>\n","protected":false},"excerpt":{"rendered":"<p>WASHINGTON (July 24, 2024) &#8212; The Inflation Reduction Act (IRA) has sped up the erosion of the low-income subsidy (LIS) plans offered under Medicare Part D, leading to the largest decrease to date in zero-dollar premium plans available for low-income seniors and individuals with disabilities. The LIS program allows Medicare beneficiaries with limited incomes and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":14183,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","cybocfi_hide_featured_image":"yes","footnotes":""},"categories":[8],"tags":[338,340,130,6,333,339],"class_list":["post-14182","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-releases","tag-enrollees","tag-healthcare","tag-medicaid","tag-medicare","tag-part-d","tag-premiums"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New Study: Medicare Part D Low-Income Subsidy Plans Are Eroding with More Than Half of Enrollees Paying Premiums Today - NHCOA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nhcoa.org\/es\/new-study-medicare-part-d-low-income-subsidy-plans-are-eroding-with-more-than-half-of-enrollees-paying-premiums-today\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Study: Medicare Part D Low-Income Subsidy Plans Are Eroding with More Than Half of Enrollees Paying Premiums Today - NHCOA\" \/>\n<meta property=\"og:description\" content=\"WASHINGTON (July 24, 2024) &#8212; The Inflation Reduction Act (IRA) has sped up the erosion of the low-income subsidy (LIS) plans offered under Medicare Part D, leading to the largest decrease to date in zero-dollar premium plans available for low-income seniors and individuals with disabilities. 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